Merry Thanksoween!: Eight Helpful Tips for Your Small Business and the Approaching Holiday Season

It’s almost November, and if you’re not already running around like a headless chicken preparing for the holiday season, you will be soon! Here’s some tips that’ll help get your small business get prepared.

1. Create an attack plan: Have you started on that sales strategy yet for the holidays? Don’t wait too long! Your competition will start capturing your customers soon if you do not have a good plan!  According to this article from the fantastic Inc Magazine, your approach to the holidays should be planned for all year long.  So, if you haven’t started….what are you waiting for?
2. Localize for your target audience: If you’re reading this, chances are that you’re a small business owner. If you’re a small business owner, chances are that you have a presence within your own community.  So, are there any local traditions, events and meetings that you can take into account when making your attack plan?  For example, say your community has a tradition of caroling every year or a large holiday event. Then, you might try to create a branding plan around those events or offer services/products that cater to those events to help you get your name out.
   
3. Build a base: Be involved in your community. If you’re good with tip 2, you can probably skip this one. If  you don’t have a presence, start building one… now.  Also ramp up the social interactions in Twitter and Facebook.  Now is the time to connect with customers and potential customers using these social tools.
4. Consider sponsorships: Do something for the community. Perhaps sponsor a festival or some type of talk. Or if there’s a university nearby, get involved in some of their events.  This is a great way to give back to the community and also get your business name out there so you are top of mind when people are shopping.
5. Stock up on “bestsellers”: Stock up on products your customer wants. Once the holiday season gets rolling, it’s all about the items.  Try and order extra too. That way, you might not run out if an item turns out to be more popular than expected.
6. Be the best: This is the time when you get to interact with a lot of potential customers either on your website, through social media or in person in your store. Remember at all times make sure you, your business and your employees present a good image that way you give a reason for those customers to come back.
7. Try new marketing tricks: This is a good time to experiment with offers, advertising and even some fun videos about your business and product/service. Who knows, one of the things you try may help you in the future and create some buzz around your small business.
8. Be accommodating: This is a busy time for everyone. Try and be flexible about requests, questions and issues that arise with your customers. If they ordered something and there was a problem, try to be as accommodating as possible. You want these customers to come back.  The customer is always right….especially around the holidays!

Hopefully, these tips will help you. Good luck and have a great holiday season!

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Congrats to Our Longtime Customer PaybaQ on 2011 W3 Award for Their Innovative & Unique Website

Over the weekend we found out that our long time customer, PaybaQ won a very prestigious W3 Award for outstanding website design.  Paybaq was selected by W3 from over 3,000 entries. The founder of Brian Esposito has been a longtime KikScore customer and proudly displays his KikScore seal on PaybaQ’s website.  PaybaQ is a new age micolending site that has been growing fast and is getting a lot of attention. His KikScore seal has actually helped him increase registrations and sales on his award winning site over 20%.

To find out a little more about PaybaQ, Brian and his CTO Peter Hermsen told us their small business story just last month in one of our most highly read interviews on this blog!  They are clearly on a roll and this great award is just one further step in the growth and development of PaybaQ. Here are the details on the award that PaybaQ received.

Congrats Brian and team.  Keep it up!

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The Speech AND the Pen are Mightier than the Sword: A KikScore Interview with Jill Foster

Recently, I had the opportunity to speak with the amazing Jill Foster, founder of the speech coaching service liveyourtalk. Writing and giving speeches can be a trying task for some, and Jill is definitely the one to go to when that person is you. From my interview alone, I can safely say that Jill is a fun, energetic, and all-around great person who has a lot of wisdom to share with all of us.

Tell me a little about liveyourtalk.

The whole point of liveyourtalk is to provide coaching services in the social tech industry. I help these people improve their written content and social abilities when delivering speeches and other public speaking situations. I love doing what I do and I’m happy to be living out my dream job.

When and why did you decide to create liveyourtalk?

For years I’ve been teaching and doing various projects in the sales and social media circles. Through this time, I’ve seen a lot of fantastic people who could express their brands online and get into an offstage dynamic. However, I also saw a lot of these same people struggle once they got onto the stage. That’s when I decided it was time to start my business.

My business has been going for about a year and a half. I’ve been able to build on two loves: my love of social tech and my love for really thoughtful presentation and speech writing. The way I see it, creating liveyourtalk has been a great chance to bring more truth and fun into this world in terms of presenting and speech writing.

What was one of the biggest challenges you faced and overcame in launching liveyourtalk?

I would say that the biggest challenge has been learning how my customers think. This meant studying what the market wants from a speaking coach. In the first year of starting liveyourtalk, I discovered that what I wanted to provide wasn’t necessarily what people in the tech industry wanted from a speech writer. It was also pretty difficult to figure out what language they used when creating content for live audiences. It took a while for me to realize that writing is very much grouped in the world of speech coaching. There are certain content needs that must be made easier.

How do you advertise yourself to get more clients?

Actually, I’d say that 90% of my business comes from word-of-mouth. A lot of that business came from participation in my career before starting liveyourtalk. However, I do participate in Facebook and Twitter; more the former than the latter. In both of these, I participate in specific groups to keep within my target audience. My focus is mainly on media and socially centric clients.

Have you had any trouble proving your business’ credibility and legitimacy to potential customers and website visitors?

Not particularly, but there’s always room for improvement. One thing that I know I could always try to do is find ways to make liveyourtalk more socially accessible. What I mean to say is that, although I haven’t really encountered any problems, I’m fully aware that my site could be improved.

When you’re not working on liveyourtalk, what do you do to relax?

I love to exercise. I also have a lot of fun going out somewhere with my husband or friends. Participating in the social tech community is really enjoyable. In fact, I even have some fun video side-projects.

Based on your expertise, what two or three things do you think small businesses should be doing concerning marketing?

Frankly, there are so many different social marketing and social media opportunities that it can sometimes be daunting. One piece of advice I’d give is to look at your overall goals and choose two media platforms to use. But keep in mind that, even though there are so many different ways to use social media, you don’t have to use them all.

Another important thing is to make sure that your business culture is personalized. Give people a feel for your services and show them how you handle yourself in your industry. Again, there are tons of ways to do this. A good way to do this, in my opinion, is to make a 30 second to 1 minute video that goes over your business. It helps to create an image in people’s minds that they can really understand.

What tools would you recommend in the small business world?

A helpful tool that I use is the search function in Twitter. Even if you don’t participate on Twitter, using it to search for certain keywords can give you a lot of information. It’s really helpful when searching for clients and competitors. You can see if they’re on Twitter and, if they are, what they’re doing.

For businesses that feel more comfortable on social networks, I would also recommend HootSuite. It can help you organize your social media conversations, like those in Facebook and Twitter, as well as set up ongoing feeds for what you search. It also has measuring tools for tracking how much someone is looked at on social media sites.

If you had to pick two lessons that you’ve learned from launching and maintaining liveyourtalk, what would they be?

The greatest lesson I’ve learned in getting liveyourtalk off the ground is that you must develop working systems for your business. It’s important to be fun, clear and artistic when you’re on the stage. Therefore, you need to figure out a system for how to create this feeling while conveying it with good content.

In addition to this, I’ve learned that it is essential to remind yourself to pull back for a minute and look at your business as its own entity. By doing this, you can get an objective view of your business and see how you can make it successful.

Thanks to Jill Foster for an incredible interview! I hope that everyone can learn as much from her expertise and enthusiasm as I have!

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There is no such thing as a malware free smartphone

It’s true.  All smartphones are vulnerable to malware.  However, some phones get targeted more than others.  Here are 5 of the most common smartphones and this is how secure they are.

1. iPhone: This is the one that most people use. Due to the new iOS for the iPhone, malware is often in the background. It is most commonly found on jailbroken phones.  Since jailbroken phones often contain apps that are not approved by Apple, it’s much easier for malware to get onto the phones. Also since many users do not change the passwords on their jailbroken smartphones, malicious attackers can create worms and infect the operating devices.
2. Windows Mobile: This is as bad as the computer version.  This is probably due to the fact that there are many similarities between the computer OS and the mobile OS.
3. Blackberry: …This is actually pretty good, in that there is not much malware that targets blackberries. This is probably due to the fact that the Blackberry OS is kept under wraps. No one knows the details of how the system is programmed. However, the multitasking ability of the Blackberry makes it easy for malware to run unnoticed.
4. Symbian: This is popular outside the United States. It is also the oldest of the smartphones. There is a lack of information on malware for this smartphone.
5. Android: Since this is based on the Linux operating  system, there is not much information about malware for this phone either. 3rd party applications are not regulated for this phone.

Many of these phones have  common vulnerabilities. Things such as not changing your password and your settings can cause your phone to become vulnerable. When downloading apps, be careful of where you get the application from and try to download and install apps from reputable sources. Also, be very careful if you decide to jailbreak your phone.

Anyone got any other tips?

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Online Trust Gets More Validated – Google Introduces Trusted Stores

Google just announced a program called Google Trusted Stores. That means that Google has officially joined the trust seal party (see post at DIY Marketers site on the range of trust seal options).  From the information that is available from Google along with the 50 second video on Google Trusted Stores, it looks like Google has seen the same issue many folks see shopping online and are trying now to help address that.  Which stores, especially which small business stores, can you trust when you want to buy online?  The data about shoppers online trust concerns is convincing that there is still a concern that shoppers have when buying on the internet and to top that off 7 out of 10 shopping carts are abandoned.

So Google’s Trusted Stores appears to do the following items:

1. Trust By Association with Google – This service puts Google’s name on your store website – another trust by association for small businesses.  You trust Google so you should trust our store.

2. Google Tracks Product Shipping Timing – Google validates on time shipping for online stores – Does a store have a “high percentage of orders with on time shipping” and “low average days for product to ship.”

3. Google Tracks Customer Service Issues – Google will check to see are there a “high percentage of issues resolved quickly” and is there a “low number of customers needing assistance with an issue.”

4. $1,000 Purchase Protection – Google is going to offer to mediate if a dispute arises between a shopper and a Google Trusted Store and also the shopper will have the opportunity to opt-into getting purchase protection of up to $1,000 (in lifetime claims).

So what is new about what Google is doing in the trust seal space?  They are essentially monitoring, tracking and then in some manner validating shipping, delivery and customer service issues with a online store owners.  These are very important areas for shoppers and website visitors to find out information about prior to a sale, but there are still some areas that are missing as a part of the trust calculation.

Franky, Google looks to be focused on shipping and customer service issues, but does not really cover some other items that are important to the trust calculation for shoppers and these include:

1. Who is behind the website?

2. Where is the website hosted, is it in a country that has a high incidence of fraud?

3. Who is behind the business that runs the website?

4. Who manages the business and do they have a trackrecord of financial reliability or a propensity for committing fraud?

5. Does the business owner or business have any liens or judgements pending against them?

Incidentally, a lot of these questions are actually answered by sites that have a KikScore seal on their site.  So that also helps answer how is KikScore different than the Google Trusted Stores.  If you use KikScore, shoppers at online stores get a look into who is behind the business, the management, website history, customer feedback along with a dynamic and real-time trust score that gives shoppers an indication about whether level of trustworthiness for website owner. Here is an example of two customers: PaybaQ.com and Hand Law Offices.  So if store owners decide to become a Google Trusted Store, they should still look at using the KikScore seal to provide important elements of transparency to website visitors about themselves, their business and track record of success.

Interestingly, Google appears to be focusing on online stores, but small business of all types from lawyers, doctors, contractors, plumbers, bloggers etc can use a trust badge for their website so they can demonstrate that their service business is trustworthy (see Hand Law Office example above).  This is even more important with the increase in local search driving website visitors to new local service provider websites where they currently get little, if any, information about the local service provider beyond what may be on that service provider’s “About Us” page, if they even have one. We at KikScore offer a confidence badge for these types of non-ecommerce stores so that when website visitors locate and visit these small business websites the website visitors can make a determination whether these local businesses are trustworthy and have a track record of reliability too.

All in all an exciting day for our industry.

Please tell us how are you increasing your customer’s trust.

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Five $5 Dollar Marketing Strategies with Fiverr

Efficient marketing has been and will always be a key function of business, especially when dealing with small businesses. Most small businesses do not have the financial capital to support a full-fledged ad campaign and have to find other, relatively cheaper marketing tools and techniques to find their target market and attract customers. In this day and age, the internet provides many cheap and free marketing tools, such as blogging, e-mailing, and operating social media sites like Facebook and Twitter. These are great tools to exploit when marketing, but another trending site to utilize is www.fiverr.com.

Fiverr is a social marketplace website that allows for the purchasing and selling of a magnitude of services for only $5. Yes, you read it right: only $5! This website is an excellent source for inexpensive outsourcing of a wide variety of different services. The services provided on the site, called “gigs”, range from video marketing to advice to SEO building. While you may find some offbeat and bizarre services offered, such as “I will cry and put any text on a paper” or “I will be your girlfriend/wife or anything else on facebook for one week”, this website is actually does offer many great opportunities for small businesses. Here are five marketing tactics that you can implement through fiverr:

1. Video Marketing

Making videos is extremely time consuming and requires a lot of technical work for your company; instead, for only $5, you can outsource this work to a freelancer on fiverr and with your vision and guidance, he/she will make you a commercial within 2 weeks! In fact, it was too great of a deal to pass up so we at KikScore capitalized on a fiverr “gig” and had a professional video made. All we needed to do was provide the freelancer with the text and photos we wanted to use, and they put the entire video together. Check it out below!

embedded by Embedded Video

2. Writing

In addition to have a video made of virtually anything, whether it is a professional commercial or an animated cartoon, there are also a bunch of talented writers on fiverr, both business and song writers. There are many people offering to write jingles or raps on your company and what it provides and those funny and creative tunes can definitely bring in new customers! In addition to song writing though, there are also many “gigs” offering to write press releases or just articles on any topic.

3. Market Research

While I wouldn’t solely rely on fiverr freelancers for an extensive market research report, I would use their service for some basic research. For only $5, you can pay someone to conduct brief research for your business while you focus on more productive business tasks.

4. Graphics, Banners, and Logos

Similar to making videos, oftentimes designing new banners or graphics for your business’ website requires expensive graphic design work. Instead, you can outsource that work to the fiverr community, where there are a good amount of awesome, professional graphic designers.

5. Search Engine Optimization

SEO optimization is extremely crucial for all small online businesses. All businesses strive to be on the first pages of search engines like Google and Yahoo!, and employing effective SEO optimization techniques is necessary. On fiverr, many sellers offer “gigs” that will improve your business’ SEO, whether it is by social bookmarking, promoting your links on social media outlets or different directories, or helping you build a LinkedIn following.

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Blurring lines: Facebook’s new additions and changes

Thanks to ahans for the pic!

Have you seen Facebook’s new features? They have features similar to Google and Twitter now. Recently Facebook has introduced lists that are supposed to sort close friends, family members and coworkers into lists.

Exactly how do they do that? I have absolutely no idea, but wouldn’t that be confusing? I mean if you’re like me and hardly use Facebook(I keep forgetting about it, like Twitter) then how does Facebook know who you consider to be close friends?

That’s not the only thing that’s confusing. Facebook  is allowing users to do Twitter status updates from Facebook. Now, in theory this might sound great but,…isn’t practically everyone on Facebook on Twitter too? Not only that, but people who follow you on Twitter and are your friend on Facebook will get the exact same status update. I don’t know about other people, but I’d find that annoying.

The other thing that Facebook is going to do is make its pages feature obsolete. This means that there won’t be a need for two separate Facebook identities.  Yeah, that’s great, but what if you’re a company? I’m pretty sure that you and your employers want to keep your personal profiles separate from your company one. Plus, if they become one big profile some people might get tired of all of the business-related updates and just not read your updates. (I personally know people who’ve done this because someone hasn’t made a separate page for their public profile.)

Yes, these all sound practical, but Facebook isn’t even giving users enough time to get used to the new features before they add the next one in. Facebook is rumored to be moving towards further integrating music and videos. This does not look like it’s going to stop anytime soon and my feeling is that soon these three will either merge or will become so indistinguishable from each other that soon you won’t know(or care) which one you’re logging into.

So what does this mean for small businesses? Well, if you want to be on Facebook, you have to do it without a specific page. Or you might have to find another platform all together.

Thoughts?

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Followup – RE: Top Ten Reasons Small Businesses Fail, part eight: Cash Flow

A business (also known as enterprise or firm) is an organization engaged in the trade of goods, services, or both to consumers.^[1] Businesses are predominant in capitalist economies, where most of them are privately owned and administered to earn profit to increase the wealth of their owners (emphasis mine). Businesses may also be not-for-profit or state-owned. A business owned by multiple individuals may be referred to as a company, although that term also has a more precise meaning.

The definition in the preceding paragraph, from Wikipedia, is a clear and precise explanation of what is meant when one discusses the term business in the context of American economics.  My previous post, “Top Ten Reasons Small Businesses Fail, part eight: Cash Flow“, provoked more response than any other post I have presented for the KikScore blog site.  Several comments implied a lack of understanding of what “business is about” on my part.

I presents the Wikipedia definition not so much to defend myself as to clarify what I mean when I use the term “business”.  It’s seems to me that my several critics, with the best of intentions, are confusing “business” with “vocation“, at least in the context of this discussion. This is easily done, and the confusion is most likely at the root of why many consider it distasteful (of me) to imply that they must pursue their vocation solely for the purpose of making money.

According to Dictionary.com, “vocation” is defined as “a particular occupation, business, or profession; a calling; or a strong impulse or inclination to follow a particular activity or career.”  These are all valid definitions; I consider what I do for a living, providing computer support for solo entrepreneurs and small businesses indeed to be my “calling”, something I do for reasons well beyond simply making money.

But make no mistake: having said that, if I don’t make money, I will very quickly have to find something else to do, or I will be broke, bereft and bankrupt.  No amount of altruism, good intentions, or heartfelt desire to save the world makes any difference to my landlord, my cell phone provider, Uncle Sam or any of my other debtors.  My best wishes for the world are not providing for my impending retirement – only the money I make does that.  This is a distinction that appears to have been lost to my detractors, who clearly misunderstood my opening statement in my previous post as meaning that nothing is more important than making money.

If that is the case, let me state publicly that this is not what I meant.  I was merely stating a simple fact – businesses exist to make money.  This is not why we WHAT we do for business; in fact, if we are wise, we choose to do something we’re both good at and that we enjoyed doing.  But the third, and most often overlooked, criteria in this consideration is that we must choose something that we will be paid to do.  And, hopefully, paid well.  The annals of American business are rife with the husks and carcasses of enterprises founded by those who fail to understand that businesses are about making money.

Wall Street forgot this; thus came the crash of 2008.  Sound business principles were abandoned in a blind pursuit to keep up with the Joneses and chase the hottest fads and trends rather than do what they knew they should have been doing, which was to invest wisely with an eye on long range profitability and stability.  Lehman Brothers, the company were I began my IT career, no longer exists because, despite their place as not only a major Wall Street firm but a source of guidance and leadership via the Lehman Brothers index, they took their eyes off the prize and bankrupted a star in the Wall Street firmament that was over 100 years old.

Let the serve as a cautionary tale to those new businesses, or even existing ones, who imagine that they are in business for purposes other than reaping a profit.  WHY you are in business is not the same as WHAT you are in business for.  I hope that you enjoy what you do; I highly stressed that you do what you do with the utmost integrity and respect for your customers and clients.  Nothing less will yield profitable results.

At the end of the day, however, profit is what you are in business for.  And that is why I posted an article about managing your cash flow, and the importance of getting beyond the emotional inhibitors which may cause you to ignore or avoid the importance of managing your money.  The warm fuzzy feeling you get at the end of the day, having done a job well done, provides many things.  But if it doesn’t add up to an increase in your bank balance, when that feeling fades, you’ll have nothing left to show for it.  And sooner or later, you either will have to focus on profit, or you will go out of business.

And that’s not my opinion – that is a simple equation, and a statement of fact.

Cornell Green is Your Open Source CIO, guest blogger for KikScore. Visit him at https://opensourcecio.blogspot.com

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Helping Small Online Businesses Demonstrate Trust & Credibility: KikScore and Shopify Partner Up

As you all probably know, we at KikScore are dedicated to helping small businesses alleviate consumer trust concerns. What you may not have known is that, for the second time, KikScore is going to attempt to take over Canada! That’s right; we are once again arming ourselves for the coming partnership between KikScore and Canadian company Shopify. Together, we’ll help to revolutionize the ecommerce industry and continue to fulfill our mission at KikScore of doing everything we can to help small business and entrepreneurs!

Shopify, an online retail platform that hosts over 1,600 stores, has decided to partner up with KikScore. This new alliance will give Shopify ecommerce stores access to KikScore’s Confidence Badge app. This app contains KikScore’s 4 unique tools that are packaged together into a one-of-a-kind trust seal: (1) a business-specific trust score to help small businesses, (2) a Confidence Badge to display at the bottom right of the business’ website, (3) a dynamic and informative merchant report card, and (4) an interactive feedback platform.

There are a number of reasons for our partnership with Shopify. Here are a few key data points:

1) More than 50% of internet users don’t shop online because of security concerns.

2) 85% of consumers worry that online retailers don’t do enough to combat online fraud.

3) Over 75% of all potential online purchases are abandoned.

There is even more data on this issue of the challenges of small business and demonstrating trust here in this recent post we did on the topic.

Our partnership with Shopify will allow small businesses to empower themselves like never before. “We are really excited about being able to offer our KikScore Trust Seal through our new Shopify application. Now all Shopify customers can easily add a KikScore seal to their site through this streamlined application” says KikScore VP, Product, Mike Collins. With our app, small businesses can easily and efficiently display their track records of reliability. It’s time to cut down on shopping cart abandonment and increase sales!

For more information on our awesome new partnership with Shopify, take a look here.  Also please make sure to check out the KikScore Confidence Badge and Trust Seal App in the Shopify App Store.

Thanks to everyone at KikScore and Shopify for helping to make this possible.  If any Shopify merchants would like more information about the App, please feel free to email us at support@kikscore.com. We would love to hear from you.

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Guest Post: Top Ten Reasons Small Businesses Fail, part eight: Cash Flow

Cash flow

It’s odd: the purpose of starting, running or working for a Small Business is making money. Yet managing money is almost universally the one thing most neglected, ignored or feared by Small Business owners, operators or employees .

Quite often, you’ll hear some variation of the phrase “I’m not really in it for the money” – as if a focus on the financials is dishonorable or morally objectionable. But if you consider it for just a moment, that’s like a doctor saying “I’m not really in it to help people“. Whether you’re a Scrooge-like materialist or a post-modern hippy at heart, the purpose of starting, running or working for a business is profit.

Many people, regardless of their financial status, avoid dealing with their finances. Debt consolidation commercials fill the air, and stories of multi-million dollar celebrity bankruptcies have almost become cliche. But managing Small Business financials doesn’t require advanced calculus skills — just an understanding of basic accounting skills, and a strategic use of technology.

You have to manage your money — Small Business financial management is more than having a positive bank balance. Cash flow becomes critical when there is a delay between the money you’re owed (accounts receivable) and the money you owe (accounts payable). This is where many Small Businesses experience cash flow problems — they know they’ve got the money coming in, but they miscalculate and end up overdrawn.

That is, after all, why it’s called cash flow — it’s dynamic, and fluid. The informal running total many of us depend on to manage our personal finances doesn’t scale effectively, and bouncing a check to a distributor or supplier can affect your credit rating, or worse, the survival of Your Small Business.

Below is a short list of software & websites to help you manage Your Small Business financials:

• Mint.com
• QuickBooks Simple Start Free Edition 2010
• FreeAccountingSoftware.net – (Windows XP only – not for Vista or Windows 7)
• DWMBeanCounter.com accounting tutorial

Of course, technology is not a magic bullet. The best accounting program is useless if you don’t… use it. This is why I recommend starting by creating a Mint.com account.

Mint.com allows you to reverse-engineer your budget: you provide read-only access to your bank accounts and credit cards, and it automatically categorizes your deposits and expenses. After a few months, you have a graphical breakdown of your cash flow: once you see where your money goes, and what your spending patterns are, you can then properly manage Your Small Business budget going forward.

Mint.com is run by Intuit – the company behind QuickBooks, the de facto standard in bookkeeping software. If you have fewer than twenty active clients (so far), QuickBooks Simple Start Free Edition 2010 allows you to manage your billing and invoicing in the same format used by most accountants.

Using QuickBooks requires an understanding of basic accounting principles, which is why I’ve included one of the best introduction to accounting tutorials as the final link in the short list, Dave Marshall’s Bean Counter website.

The Bean Counter site has been online for eight years, and is the simplest introduction to basic accounting principles you’ll find without taking a course or buying a book. As with the software, it’s only useful if you actually use it.

Which is a choice only you can make. But your cash will flow, either way. The question is… in which direction?

Cornell Green is Your Open Source CIO, guest blogger for KikScore. Visit him at https://opensourcecio.blogspot.com

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